SmartAsset ranks the top ten financial advisors in La Jolla each year and Canter Wealth makes the list again.
We’re proud to be named amongst some of the top financial planning firms in La Jolla, according to SmartAsset. We’re particularly happy to see that offering financial planning services is one of the criteria used for choosing the top financial advisors on this list. Canter Wealth considers ourselves as a planning firm first. We believe it’s important to analyze the entire financial picture, not just limited to investments.
Our planners start with a clear picture of our clients’ goals and customize a plan tailored to their needs. Our Certified Financial PlannersTM review the following when creating a financial plan:
- Retirement: Social Security strategy, tax-efficient savings and distributions, pension payout planning, Medicare planning, Roth IRA conversion, and 401(k) rollovers
- Investment Management: Portfolio construction, asset location, tax los harvesting, retirement income strategies, rebalancing, risk protection and asset allocation
- Tax Planning: Capital gains minimization, new tax law advising, dividend management, charitable gifting, tax lot optimization, 1031 exchange advice, HSA/FSA/529 Plans
- Real Estate: Market analysis, valuations, improvement analysis, taxes, 1031 exchanges, rental rate analysis, property management
- Estate Planning: Wills vs. trusts, legacy planning, estate tax mitigation
- Risk Management: Insurance review + optimization, avoiding outliving your assets, asset protection, inflation, matching portfolio to risk tolerance, healthcare planning
- Saving: Cash flow management, what-if scenarios, goal planning, college funding, where to say based on tax efficiency and expected return on assets
To find the top financial advisors in La Jolla, SmartAsset reviews SEC registered firms that provide financial planning as well as asset management. Companies who are fee-only (do not charge a commission), are ranked higher. In order to be ranked, the firm’s record must be clear of any disclosures.
The top La Jolla financial planning firms are ranked based on assets under management, clients per advisor, fee structure and age of firm. The list includes companies in La Jolla who offer personal financial management versus institutional.
Canter Wealth was also named in La Jolla Light’s Best Of 2022 edition for best financial planner in La Jolla.