CFP®

Certified Financial PlannersTM
The Certified Financial PlannerTM (CFP®) designation is one of the most prestigious financial certificates around. When you choose to work with a CFP®, you can feel confident that your advisor has undergone rigorous coursework, continuous education and will always act in your best interest.
Canter Wealth advisors are all CFP® professionals or currently pursuing their CFP® designation. By providing comprehensive, personalized, and expert advice, a CFP® can help you achieve your financial goals and build a brighter financial future.
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Benefits of Working with a CFP®

Personalized Advice:

CFPs® work with clients on a one-on-one basis to develop customized financial plans that meet their specific goals and needs.

Comprehensive financial planning:

CFP® professionals provide holistic financial planning services that take into account all aspects of your financial life, from investment management to retirement planning, tax planning, and estate planning.

Fiduciary duty:

CFPs® are held to a fiduciary standard, which means they are legally obligated to act in their clients' best interests at all times.

Continual education:

CFPs® must complete ongoing education requirements to maintain their certification, ensuring they stay up-to-date on the latest developments in financial planning and investment management.

Requirements to Become a CFP Professional

The CFP® exam for the financial industry is what the bar is for the legal industry. CFP® professionals must complete thousands of hours of professional experience related to the financial planning process prior to earning the right to use the CFP® certification marks. As a result, CFP® practitioners possess practical experience, in addition to financial planning knowledge.

Once an advisor becomes a CFP®, the CFP® board continues to monitor their behavior to ensure the advisor does not violate the CFP code of ethics. According to US News, of the approximately 330,300 financial advisors in the U.S., only about 93,000 are CFP®. (2022)

The CFP® exam includes questions around:

  • retirement savings and income planning
  • investment planning
  • general financial planning principles
  • tax planning
  • risk management and insurance planning
  • estate planning
  • professional conduct and regulation
  • psychology of financial planning

Overall, working with a CFP® can provide many benefits for individuals seeking professional guidance and assistance in managing their finances. By providing comprehensive, personalized, and expert advice, a CFP® can help clients achieve their financial goals and build a brighter financial future.

Canter Wealth advisors are Certified Financial PlannersTM in San Diego or currently pursuing the CFP® designation.