Date of Last Review: January 2019
Canter Wealth and its employees are committed to protecting our client’s privacy and to safeguarding that information. We do so in a manner that is safe, secure, in accordance with our professional standards of confidentiality and as required by law. To provide advisory services Canter Wealth requires that our clients share current and accurate financial and personal information.
Federal law requires us to tell our clients about our policies regarding privacy of client information and specifically how we collect, share, and protect personal information. It also gives our client’s the right to limit some but not all sharing of their personal information.
TYPES OF NONPUBLIC PERSONAL INFORMATION (NPI) WE COLLECT
We collect nonpublic personal information about our clients that is either provided to us by them or obtained by us with their authorization. This can include but is not limited to their Social Security Number, Date of Birth, Banking Information and Financial Account Numbers and/or Balances, Sources of Income, Credit Card Numbers or other Information.
Canter Wealth collects this non public personal data in checklists, forms, in written notations, and in documentation provided to us by our clients for evaluation, registration, licensing or related consulting services. We also create internal lists of such data.
PARTIES TO WHOM WE DISCLOSE INFORMATION
Canter Wealth is committed to the protection and privacy of its clients’ personal and financial information and will not share such information except:
- For everyday business purposes – such as to process or complete your transactions, maintain or service your account(s), to comply with laws,
respond to court orders and legal investigations, report to credit bureaus, with persons accessing compliance with industry standards, attorneys, accountants, auditors of the firm or any circumstances with the client’s instruction or consent;
- For our marketing – to offer our products and services to you;
- For our affiliates’ everyday business purposes – information about your transactions and experiences.
Clients may opt out of sharing information for joint marketing to other financial companies and to our affiliates. We may begin sharing our client’s information on the day they sign this agreement. We may continue to share a former client’s information as described in this notice. However, our current client or former client can contact us at any time to limit our sharing.
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law, including computer safeguards and secured files and building.
FEDERAL LAW GIVES YOU THE RIGHT TO LIMIT SHARING – OPTING OUT
Federal law allows our client’s the right to limit the sharing of your NPI by “opting-out” of sharing for our marketing or sharing with affiliates who use client information to market to them. Federal and State laws and individual companies may give our client’s additional rights to limit sharing. Please notify us immediately at our address or telephone number to opt out of these types of sharing.
DEFINITIONS: Affiliates – companies related by common ownership or control. They can be financial and nonfinancial companies.
Please call if you have any questions. Your privacy, our professional ethics, and the ability to provide you with quality financial services are very important to us.
AFFILIATED BUSINESS ARRANGEMENT DISCLOSURE STATEMENT
Canter Wealth’s majority owner is Andrew E. Canter. Mr. Canter owns The Canter Group, Inc. The Canter Group, Inc., doing business as Canter Companies, and/or its controlling principals, have an ownership interest in several affiliated companies that provide a variety of services to clients of these entities. The affiliated companies include Case Escrow, Inc., Canter Brokerage, Inc., Canter Strategic Wealth Management, LLC, and Canter Capital doing business through a number of limited liability companies, including, but not limited to, Canter International, LLC. (collectively, the “Canter Companies”).
Persons engaging the services of one affiliate of the Canter Companies should be aware that each of the companies is operated separately and that you are not obligated to hire, retain or use the services of any of our other affiliated companies. Also, engaging the services of one entity does not entitle you to the rights and protections of another entity. Moreover, some of the Canter companies are regulated entities subject to different regulations. Clients should be aware that services provided by one regulated entity will only be provided with respect to that entity and not for services provided by another Canter company, and that the protections afforded when doing business with one entity may not necessarily exist when doing business with another affiliated entity.