Date of Last Review: November 2019
Investment Advisers are required by law to inform their clients of their policies regarding privacy of client information. We are bound by professional standards of confidentiality that are even more stringent than those required by law. Federal law gives customers the right to limit some but not all sharing of personal information. It also requires us to tell you how we collect, share, and protect your personal information.
TYPES OF NONPUBLIC PERSONAL INFORMATION (NPI) WE COLLECT
We collect nonpublic personal information about you that is either provided to us by you or obtained by us with your authorization. This can include but is not limited to your Social Security Number, Date of Birth, Banking Information andFinancial Account Numbers and/or Balances, Sources of Income, Credit Card Numbers or other Information.
PARTIES TO WHOM WE DISCLOSE INFORMATION
All Investment Advisers may need to share personal information to run their everyday business. In the section below, we list the typical reasons that we may share your personal information:
- For everyday business purposes – such as to process your transactions, maintain your account(s), or respond to court orders and legal investigations, or report to credit bureaus;
- For our marketing – to offer our products and services to you;
- For our affiliates’ everyday business purposes – information about your transactions and experiences.
Clients may opt-out of sharing information for joint marketing to other financial companies, and to our affiliates. If you are a new customer we may begin sharing your information ¬¬on the day you sign our agreement. When you are no longer our customer, we may continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law, including computer safeguards and secured files and building.
FEDERAL LAW GIVES YOU THE RIGHT TO LIMIT SHARING – OPTING OUT
Federal law allows you the right to limit the sharing of your NPI by “opting-out” of the following: sharing for affiliates’ everyday business purposes –information about your credit worthiness; or sharing with affiliates who use your information to market to you. State laws and individual companies may give you additional rights to limit sharing. Please notify us immediately at our address or telephone number if you choose to opt-out of these types of sharing.
DEFINITIONS: Affiliates – companies related by common ownership or control. They can be financial and nonfinancial companies.
Please call if you have any questions. Your privacy, our professional ethics, and the ability to provide you with quality financial services are very important to us.
AFFILIATED BUSINESS ARRANGEMENT DISCLOSURE STATEMENT
Canter Wealth’s majority owner is Andrew E. Canter. Mr. Canter owns The Canter Group, Inc. The Canter Group, Inc., doing business as Canter Companies, and/or its controlling principals, have an ownership interest in several affiliated companies that provide a variety of services to clients of these entities. The affiliated companies include Case Escrow, Inc., Canter Real Estate Group, Canter Strategic Wealth Management, LLC, and Canter Capital doing business through a number of limited liability companies, including, but not limited to, Canter International, LLC. (collectively, the “Canter Companies”).
Persons engaging the services of one affiliate of the Canter Companies should be aware that each of the companies is operated separately and that you are not obligated to hire, retain or use the services of any of our other affiliated companies. Also, engaging the services of one entity does not entitle you to the rights and protections of another entity. Moreover, some of the Canter companies are regulated entities subject to different regulations. Clients should be aware that services provided by one regulated entity will only be provided with respect to that entity and not for services provided by another Canter company, and that the protections afforded when doing business with one entity may not necessarily exist when doing business with another affiliated entity.