In a world riddled with opaque, risky, and expensive investment products, our process identifies simplicity in the complexity of capital markets. With thousands of stocks to pick from, and even more mutual funds and exchange-traded funds available, where does one begin? We begin with our belief in the elegance of capital markets. Rather than fighting markets, we look to harness its power.

Many want to “beat the market,” how they go about it makes a difference. Investing can allow our clients to pursue higher expected returns, prudently. Speculating can be fun and exciting, but it often leads to poor results. Decades of research show us that many traditional managers have historically underperformed even a simple index benchmark. While plenty of research papers in the journal of finance document this failure, you don’t have to look any further than the semi-annual scorecard published by the Standard & Poors.