designing an unmatched experience.

We want you to love working with us. That is why our planning process puts you at the center of a fully integrated approach. We operate with a focus on your goals and add value through our strategic methods.

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our process

Our methodology involves a process designed to discover what means most to you and an implementation that ebbs and flows with your life changes.
  • Discovery Phase
    The discovery phase of our process starts and ends with you. Our tailored financial assessment is typically a two-meeting process with a focus on your goals, concerns, needs, and wants.
  • Design Phase
    Once the initial assessment is complete, designing a unique blueprint for your financial future is the next step.
  • Deployment Phase
    A well-designed plan is only as good as its execution. A major component of our process is focused on a dynamic planning strategy that is engineered to be forward-looking.

our goal is a dynamic process engineered to add value

Portfolio theory is one thing, design execution in the real world is another. The method in which we take ideas from the pages of academia and translate them into living, breathing, solutions is integral to the ultimate success of our investors. The bedrock of our execution philosophy is based on the old saying of controlling all the things you can actually control.
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Most financial theories assume investors are rational in their decision-making process. Unfortunately, that assumption is naïve to say the least – we know that human emotion can often get in the way of prudent decisions. The behavioral field of economic research is paramount in accounting for the cognitive responses of human nature when making financial decisions. Shielding investors from these behavioral urges can help improve the odds of success.
Fees matter. Reducing the retail cost of traditional investment vehicles allows our investors to build more wealth through time. Do you know what you are paying for your mutual funds? – we encourage you to ask your investment professional about your expense ratio!
It’s not about what you earn but rather what you keep – net of taxes! Harvesting losses, paying attention to tax lots, asset location, and an efficient withdrawal strategy are all key components of an optimized tax portfolio.
Our Portfolio Managers are not only meticulous, they are enthusiastic when it comes to your assets. Our eyes are always on your accounts to monitor for proper rebalancing if your portfolio starts to drift.